Return and Regift- I Give You Permission

You may think it is so taboo to regift or to return a gift, but in my opinion... its not.  I think most people who give us gifts are either just trying to fulfill an obligation, or they truly want to bring a little joy to our lives.  Therefore, by either returning or repurposing their gift, they probably won't even know and would be happy that you were able to make yourself happy when the gift they gave did not.  There may be a few instances when they person would surely know and you just don't feel like you can, but what about all those other items?  Even the small things can add up to a bit of store credit you can then use on something you really need.  In this economic situation many people are getting pretty creative in ways they can make and save money.  Don't let Christmastime turn into an unjoyful time when the budget goes out of control, the credit cards jump a mile, and the house fills with clutter.  Christmas may have passed and you may have remorse over some decisions, but take control back and tackle debt from every angle.